The Site is hosted and maintained by BT Pension Scheme Management Limited registered office One America Square, 17 Crosswall, London, EC3N 2LB, trading as “Brightwell”.
We are authorised and regulated in the UK by The Financial Conduct Authority (firm reference number: 486368).
To contact us, please email firstname.lastname@example.org, or call:
Throughout the Site there are words highlighted in bold, underlined and /or colour that are links that will take you to another page of the Site or part of that page. Depending on your screen resolution, the text and materials on one page of the Site may not ﬁt entirely into one screen. Where this occurs, you should use the vertical and/or horizontal scroll bars in order to access the entire content of the page. If you do not do this you may not see important material and information. We will not be liable if a user of the Site suffers loss or damage as a result of failing to use and access the Site properly.
You should ensure that your access to the Site is secure. Therefore, you should, where possible, access the Site via your own personal device which is kept up to date with the latest anti-virus software and ﬁrewalls.
We do not guarantee that the Site, or any content on it, will always be available or that you will have uninterrupted access to it. For example, the Site may be temporarily unavailable or restricted for administrative or other reasons. Access to the Site is permitted on a temporary basis, and we reserve the right to amend, update, suspend or withdraw all or any part of the Site without notice. We will not be liable if for any reason the Site is not available at any time or for any period.
If you choose, or you are provided with, a user identiﬁcation code, password or any other piece of information as part of our security procedures, you must treat such information as conﬁdential. You must not disclose it to any third party. You should ensure the conﬁdentiality and proper use of your user identiﬁcation code and password and not disclose it to anyone else. You should restrict access to any devices used to access the Site, or any other device which stores your details. You should not leave any device unattended whilst that device is logged on to the Site.
If you know or suspect that anyone other than you knows your user identiﬁcation code or password, you must promptly notify us at email@example.com.
We aim to update the Site regularly and may change the content at any time to reﬂect changes to the Site, our products and services, our users’ needs and our business priorities. However, any of the material on the Site may be out of date at any given time and we make no commitment to update the content and materials on the Site.
If you choose to keep a hard or soft copy of all or any of these pages (including parts of pages) please ensure that you are relying on the most up-to-date version of that information available, by accessing the Site and refreshing or updating any cached copy of the Site or relevant part of it.
The content on the Site is provided for general information and illustrative purposes only. The information on the Site does not take into account your personal circumstances and does not constitute ﬁnancial advice or a recommendation to make (or refrain from making) any kind of investment, pension-related, or other decisions.
The information on the Site does not, and is not intended to, amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Site. Any actions or decisions taken as a result of using information on the Site are taken entirely at your own risk. Before making any investment or pension-related decisions you should seek independent ﬁnancial advice.
Whilst we have taken reasonable care to make sure that the information and functions contained or displayed on the Site are complete and correct, we do not warrant or represent that the information or functions on the Site is or are free from errors or omissions, or that the information contained or displayed on the Site is accurate, complete or up-to date. We therefore strongly recommend that you do not rely on the information or functions available on the Site. We will not be liable or responsible for any reliance placed by either any visitor to the Site, or by anyone who may be informed of the Site’s contents, on the information or functions available on the Site.
We are the owner or the licensee of all intellectual property rights in the Site, and in the material published on it. Those works are protected by copyright and other intellectual property rights laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from the Site for your personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identiﬁed contributors) as the authors of content on the Site must always be acknowledged.
You must not use any part of the content on the Site for commercial purposes without obtaining a licence to do so from us and our licensors (as applicable).
You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to the Site or any services provided via, or in relation to, the Site. This includes using (or permitting, authorising or attempting the use of):
The provisions in this section should be treated as an express reservation of our rights in this regard, including for the purposes of Article 4(3) of Digital Copyright Directive ((EU) 2019/790).
This section shall not apply insofar as (but only to the extent that) we are unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us.
Where the Site contains links to other websites and resources provided by third parties, these links are provided for your information only. We make no representations and give no warranties concerning the content of those websites, and the fact that we have provided a link to a particular website should not be interpreted as endorsement or affiliation by us in respect of that website, its owners or information you may obtain from it.
We have no control over the contents of those third party websites or resources.
As you are responsible for the reliability and accuracy of the details you provide to us in relation to the Site, when you use the Site please be sure to check the details you enter, or which we hold on the Site, carefully. If any information is incorrect, please inform us as soon as possible.
All warranties and conditions, whether implied by statute, common law or otherwise (including but not limited to satisfactory quality and ﬁtness for purpose), are excluded to the fullest extent permitted by law. In particular, the Site is provided on an “as is, as available” basis and we do not guarantee the availability, accuracy, timeliness, completeness, performance or ﬁtness for a particular purpose of the Site or any of its content. All implied warranties are excluded to the extent that they may be excluded as a matter of law.
As we provide the Site to you without charge, we accept no responsibility and will not be liable (to the fullest extent permitted by law) for any losses, costs, damages or expenses, incurred as a result of negligence or otherwise, arising out of or in connection with, any interruption, suspension or loss of use of the Site.
We do not represent or warrant that the Site will be uninterrupted or error-free, or free of bugs, viruses, Trojan horses, worms, logic bombs or other impairing or harmful components.
As we provide the Site without charge to you, we accept no responsibility and will not be liable (to the fullest extent permitted by law) for any direct or indirect loss, cost, damage or expense (in each case whether arising in contract, tort (including negligence), or otherwise) which you suffer:
We will not be liable to you for:
You are responsible for conﬁguring your information technology, computer programmes and platform to access the Site. You should use your own virus protection software. We are not responsible for viruses.
You must not misuse the Site by knowingly introducing viruses, trojan horses, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities, and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.
You may not create or allow any links to the Site to exist on any websites.
You may create a link to the Site as a “favourite” on your personal computer for as long as you have access to the Site.
The Site must not be framed on any other site, nor may you create a link to any part of the Site other than as set out above.
“Brightwell” is a UK registered trade mark of BT Pension Scheme Management Limited. You are not permitted to use it without our prior express written approval.